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Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership
By ~ Keeanga-Yamahtta Taylor
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BOOK DETAILS :
Author : Keeanga-Yamahtta Taylor
Pages : 368 pages
Publisher : University of North Carolina Press
Language : eng
ISBN-10 : 1469653664
ISBN-13 : 9781469653662
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By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The
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